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© Irish Independent |
23 Nov '20 |
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Focus: Home loan limbo - the growing number of buyers struggling to get their mortgages
Those who will struggle to get a home loan now range from people in receipt of the pandemic unemployment payment (PUP) to those who are not affected directly by Covid-19 supports, but who work in a se - Subscribe |
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© Irish Examiner |
17 Nov '20 |
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Central Bank slaps lenders' wrists over mortgage policy during Covid
"Mortgage lenders must make clear to customers that where there has been any material change to the customer’s circumstances prior to the drawdown of funds, the loan offer may subsequently be withdr - Subscribe |
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© Irish Independent |
12 Nov '20 |
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Mortgage drawdowns jumped 67pc quarter-on-quarter at KBC Bank Ireland in the three months to September 30
KBC saw a surge in mortgage applications in the three-month period, with applications up 66pc on the prior quarter, as people sought to make savings on new and existing mortgages, the bank said. - Subscribe |
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© Irish Independent |
06 Nov '20 |
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Mortgage lending hit from Covid not as big as feared – Goodbody
The stockbroker said it expected mortgage lending to decline 20pc this year to €7.6bn – better than the previous estimate of €6.9bn before growing in 2021 to €8.6bn. The change in forecast fol - Subscribe |
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© Irish Independent |
02 Oct '20 |
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Ulster Bank to launch new green mortgage
It new loan, aimed at customers buying a home with a B2 Building Energy Rating (BER) or higher, is a four-year fixed rate of 2.4pc. Head of home-buying Lorraine Costelloe: “Like all of our other fix - Subscribe |
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© The Property Week |
25 Sep '20 |
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Mortgage approvals on the rise but loan values decline: BPFI, August 2020
Almost 3,900 mortgages approved valued at €946 million, FTB approvals up in value and volume year-on-year. - Subscribe |
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© Business Post |
21 Sep '20 |
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Avant’s low-rate mortgages could spell trouble for banking's big two
Forgoing cash-back gimmicks to concentrate on competitively priced loans, the new contender aims to make serious inroads into the mortgage market - Subscribe |
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© Irish Examiner |
18 Sep '20 |
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With new arrival offering mortgages below 2%, get ready for a price war
Daragh Cassidy of Bonkers.ie: “While the headline rate of 1.95% from Avant Money is certainly eye-catching and will capture all the headlines, it requires a deposit of at least 40%, which will be va - Subscribe |
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© Irish Independent |
16 Sep '20 |
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Boom-time buyers most likely to be on a payment break
A history of non-performance increases the likelihood that a loan has a payment break, according to ‘Covid-19 payment breaks on residential mortgages’ by Edward Gaffney and Darren Greaney. - Subscribe |
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© Irish Independent |
14 Sep '20 |
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Home-loan price war: lowest rates in 10 years as new lender shakes up market
Avant Money's entry is set to put massive pressure on existing lenders to slash their rates, as the launch today is set to spark a new price war.
It is offering fixed rate mortgages as low as 1.95p - Subscribe |
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© The Irish Times |
07 Sep '20 |
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Karl Deeter’s mortgage application company raises €1m
Home loans activity carried out through intermediaries hit a low point of about 20 per cent following the crash as overseas lenders retrenched from the market and mainstream banks focused on lending d - Subscribe |
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© Irish Independent |
28 Aug '20 |
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Mortgage approvals rose 50% in July: Banking and Payments Federation Ireland
Close to 3,400 buyers were approved for a home loan, a rise of 51pc on the figures for June.
But this was still down 30pc on the number approved for a mortgage in July last year, according to the l - Subscribe |
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© The Irish Times |
26 Aug '20 |
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People in Irish cities ‘can take 15 years’ to put house deposit together
The analysis - Putting Affordability at the Heart of the Housing System, by the Irish Home Builders Association (IHBA) – envisages a system in which paying rent could be turned to a house buyer’s - Subscribe |
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© The Irish Times |
28 Jul '20 |
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Fixed or variable: what mortgage rate should my daughter go for?
Your daughter’s success in securing a mortgage is a rare moment of good news for aspiring homeowners during this Covid crisis. The real test lies ahead, however.
The banks, still scarred by the f - Subscribe |
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© Irish Independent |
27 Jul '20 |
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Banks block drawdowns until end of pay subsidy: Builders and brokers say hundreds of home sales caught in catch-22
All retail banks are blocking at least some drawdowns on previously approved loans because the prospective borrower's payslips now are supported by the Temporary Wage Subsidy Scheme (TWSS). - Subscribe |
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© Business Post |
20 Jul '20 |
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Securing a mortgage in the age of Covid-19
There has been a significant increase in the number of purchase completions in the residential market, but in the new climate many are still finding it tricky to get mortgage approval - Subscribe |
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© The Irish Times |
20 Jul '20 |
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Banks are right to charge interest on mortgages with Covid payment breaks
Irish mortgage holders, who don’t have trackers, are paying twice the average interest rate charged on home loans in other euro zone countries. A typical Irish borrower is paying about €300 more p - Subscribe |
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© Irish Independent |
17 Jul '20 |
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Home economics: Our property finance expert answers your questions
“Patronising” is the adjective preferred by the straight-talking Pat Davitt, the CEO of IPAV, the umbrella group for estate agents for how our bailed-out banks are behaving. He’s referencing the - Subscribe |
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© Irish Independent |
02 Jul '20 |
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AIB softens its approach to mortgage applications from customers on State pandemic supports
The banking group found itself at the centre of a storm this week when it was revealed it was halting all applications for mortgages from those on State supports at AIB, Haven and EBS. - Subscribe |
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© The Irish Times |
29 Jun '20 |
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AIB introduces ‘frightening’ mortgage rules and halts lending to Covid payment recipients
For second time and subsequent buyers, exemptions to the loan-to-value and loan-to-income ratios are closed. Loans greater than €500,000 are also closed for exemptions to the lending rules. Applicat - Subscribe |
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