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© Irish Independent |
27 Oct '21 |
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First-time buyers squeezed out by high prices, lack of stock and competition
New figures from the Banking and Payments Federation of Ireland (BPFI) show that although FTBs make up the majority of mortgage buyers, they are more than twice as likely to buy second-hand. - Subscribe |
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© The Irish Times |
19 Oct '21 |
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Irish mortgage lending to top €12bn next year for first time since crash – Davy
“Speculation has grown that the CBI [Central Bank of Ireland] may ease its mortgage lending rules once an ‘overarching framework review’ is concluded in 2022. We do not believe this is likely": - Subscribe |
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© The Irish Times |
19 Oct '21 |
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Dilosk aims to double mortgage market share to 10%
Dilosk, the non-bank mortgage lender, aims to double its share of a growing Irish mortgage market to 10 per cent within three years, as it seeks to capitalise on the exits of Ulster Bank and KBC Bank - Subscribe |
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© Irish Independent |
14 Oct '21 |
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New buyers here paying €2,000 more for mortgages than average in Eurozone
New figures from the Central Bank show that rates here were double those in the rest of the currency zone in August.
This means a typical new buyer is paying €2,000 more here a year for a mortgag - Subscribe |
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© Irish Independent |
29 Sep '21 |
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Pepper resumes commercial lending after one-year pause
The company, which is majority-owned by US private equity firm KKR, is now offering commercial mortgages to SMEs and buy-to-let investors looking to acquire properties or refinance existing loans. - Subscribe |
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© The Irish Times |
29 Sep '21 |
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A surge in house prices – but where is the money coming from?
Karl Deeter of Irish Mortgage Brokers points out that people were shut out of the market during Covid as banks would not lend them money, but this was now easing as businesses reopened. - Subscribe |
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© Irish Independent |
27 Sep '21 |
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Mortgage lending at pre-Covid levels even as prices rise: Banking and Payments Federation Ireland (BPFI)
The numbers of mortgages being approved suggests banks are finding eligible borrowers who meet the strict Central Bank rules even as house prices have risen. - Subscribe |
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© The Irish Times |
27 Sep '21 |
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Are Central Bank mortgage rules containing home prices or fuelling crisis?
Stefan Gerlach, the Swedish-Swiss former Central Bank of Ireland deputy governor: “The problem in Ireland is that the rental market is dysfunctional and there is an obsession – similar to other En - Subscribe |
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© Irish Independent |
19 Sep '21 |
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Middle-income earners ‘challenged’ by mortgage lending ratios
Brian Lande, head of mortgages at Avant Money has said current rules on loan-to-income ratios are a challenge for middle-income earners and that lenders should be able to take rental payments into acc - Subscribe |
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© Irish Independent |
16 Aug '21 |
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Is it time for the Central Bank to change its rules so house hunters have a shot?
“Rather than looking at a blunt multiple of salary, the rules should look at net disposable income when calculating the mortgage that a borrower should be allowed,” said Michael Dowling - Subscribe |
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© Irish Independent |
12 Aug '21 |
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New low-cost, green mortgage on offer for improving home’s energy rating
Managing director of Doddl.ie Martina Hennessy said: “Those who are improving the energy rating of their home to B3 or above are increasingly securing one of the green rates currently on offer from - Subscribe |
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© The Irish Times |
06 Aug '21 |
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ICS cuts mortgage rates to match or better lowest in market
ICS’s move comes as aspiring homebuyers’ mortgage options narrow with the planned departure of Ulster Bank and KBC – both of which had among the most competitive rates available – from the mar - Subscribe |
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© The Irish Times |
15 Jul '21 |
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Renters who buy – even at elevated prices – will see their housing costs plunge
Kevin Johnson, chief executive of the Credit Union Development Association, thinks so. He notes that some applicants’ mortgage repayments account for just 20-25 per cent of their net income under th - Subscribe |
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© Irish Independent |
02 Jul '21 |
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Haven launches new green mortgage with low rate
THE broker-focused division of AIB has launched a new green mortgage with one of the lowest rates in the market.
Haven’s new 2.15pc four-year fixed rate is available to new and existing customers - Subscribe |
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© Business Post |
28 Jun '21 |
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Fortwell Capital provides €21m construction loan for Red Rock Developments, while seeking to establish €300m Irish loan book
Fortwell has teamed up with Dublin-based real estate investment, development and finance specialist Warren Private, which will act as Fortwell’s Irish partner in origination and underwriting. - Subscribe |
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© The Irish Times |
25 Jun '21 |
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House prices in Ireland could be reaching tipping point: John FitzGerald
Six years on, the Central Bank is taking a second look at the mortgage measures to see if they should be tweaked to better manage potential risks.
As economies recover from the pandemic shutdown, o - Subscribe |
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© Other |
23 Jun '21 |
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Commercial real estate lending during the Covid-19: QRE Commercial Director, Eunan O'Carroll
QRE Real Estate Advisers' Commercial Director, Eunan O'Carroll, discusses how Banks have navigated commercial real estate lending during the Covid-19 crisis and gives us his insight for the market as - Subscribe |
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© Irish Independent |
18 Jun '21 |
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Explainer: Catching up with the Continentals and their fixed-rate mortgages -- Charlie Weston
‘Fix and forget’ is what it is called. And it provides great certainty. No wonder these products are standard in the rest of Europe.
Irish mortgage holders, by contrast, are unusual for having - Subscribe |
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© The Irish Times |
18 Jun '21 |
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Avant Money becomes first lender to offer fixed rate mortgage over 30 years
One Mortgage rates will start at 2.25 per cent, with pricing dependant on a customer’s loan-to-value (LTV) and preferred mortgage term.
The cheapest rate available under the scheme is 2.25 per ce - Subscribe |
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© Irish Independent |
14 Jun '21 |
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Permanent TSB signs deal to provide new app for mortgage applicants
A personalised application process enables consumers search for mortgages, determine eligibility, apply in five steps and receive approval in principle in under an hour, the bank said. - Subscribe |
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